The best chocolate car insurance

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The best chocolate car insurance


Insuring your vehicle is something that you should consider widely, considering that you do not know what could happen and no matter how good a driver you are, an accident can happen in the least expected way. Of course, if you have a chocolate carsurely you will have refrained from contacting an insurer because you thought that it was not possible to have auto insurance.

But you no longer have to worry, and that is, the chocolate cars They can be insured through legalized or regularized car insurance, which is specially designed for the legal conditions of this type of vehicle. Through this type of insurance you can have coverage for damage to third parties, your companions and your own vehicle.


Although not all insurers currently offer this type of policy, there are certain options with which you can acquire comprehensive protection for your vehicle.

Conditions to insure my chocolate car?

According to the Mexican Association of Insurance Institutions (AMIS), you can insure your chocolate car, as long as it can be verified that it has been legalized and its registration appears in the REPUVE.

To request a insurance for your chocolate carmust meet the following requirements:

  • The car must be legalized
  • You must present your official identification such as INE, Passport, ID, etc.
  • Your driver’s license must be current
  • Must present proof of address
  • Know the make, model, version and year of the vehicle, as well as its serial number

However, if your auto chocolate is not regularized, you can still choose insurance for your vehicle. If you want to insure your car of foreign origin, and do not know where to do it, then we present the best chocolate car insuranceso that you decide the option that best suits your needs.

The best chocolate car insurance

1. Qualitas

The best chocolate car insurance

The first on the list is Qualitas Insurance, a 100% Mexican insurer with 26 years of experience. Through Qualitas you can obtain insurance for your chocolate car, and although it has various options (Extensive, Plus Package, Limited or Basic). We inform you that the package of civil liability for up to $5 million pesos, medical expenses, road assistance and legal advice has a average cost of $4,497 pesos. Of course, this may vary according to the profile of the contracting party (age, sex, gender, occupation), place of residence, type of use of the vehicle, etc.

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3. Zurich Insurance

The best chocolate car insurance
The best chocolate car insurance

Another well-known insurer that provides chocolate car insurance is Zurich Insurance. If you have border, legalized and tourist cars, Zurich Seguros provides coverage for property damage and total theft to the vehicle, civil liability for damages to third parties LUC, occupant medical expenses (LUC), road and legal assistance. The average cost of RC coverage is $5,964 pesos per year. And of course, like the other insurances, this varies according to the car model, the type of package contracted (Wide, Limited, RC), driver profile, etc.

3. Santander

The best chocolate car insurance

Also, if you have a car with border plates or a legalized car, you can opt for insurance with Santander Insurance. The insurance may have coverage for property damage and total theft as well as coverage for damage to third parties with a civil liability option for $3 million pesos. In addition, it has civil liability with coverage in Mexico, the United States and Canada, and you can receive repairs for your car in an agency or specialized workshops. All depending on the plan you choose (RC, Limited, Wide or Elite).

The Civil Liability insurance (damages to third parties and medical expenses of occupants) has a cost of between $925 and $2400 pesos per year, depending on factors such as the car, model year, etc. If you want to quote your vehicle you can enter autocompare where it will be possible for you to compare various insurances and be able to select the one that best suits you.

4.wibe

The best chocolate car insurance

Wibe It also has a cover for your chocolate car. This has different plans (RC, Limited, Wide and Wide Plus) where you can choose according to your needs and budget. The RC has third party damage coverage of $3 million pesos, roadside travel assistance service and towing service. Of course, like the rest, it has a cost that varies according to different factors, but the average price of the RC plan is $2,958 pesos.

5. Ana Insurance

The best chocolate car insurance
The best chocolate car insurance

Last but not least, we have Ana Insurance, this insurer offers coverage for damages to third parties and injuries of up to $400,000 pesos. It is worth mentioning that this insurance can be used if your car is in regularization process or even if your vehicle is too old to prove your legal stay in the country. The insurance has a cost of only $975 pesos year. In order to obtain it, you only have to present the photo of your registration or car title, and your driver’s license. This insurer also offers the Wide, UPT and Limited packages, in addition to the Civil Liability option. This is a great option if you’re just looking for basic insurance and your car isn’t in good standing yet.

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Writing Gossipvehicle